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Assessing financial access ...
Assessing financial access in Brazil
World Bank ©2005

Access to financial services in Brazil has been relatively stable over the past ten years, despite the banking sector contraction of the late 1990s. Wide geographic variations in the supply of banking services by region and municipality are partly explained by differentials in income and population density. On a cross-country basis, Brazil does not appear to be underbanked. Looking at the use of financial services by different groups of consumers in Brazil, differences in financial access across regions is confirmed, but differences among richer and poorer neighborhoods can be as important. Public financial institutions in Brazil, deemed to be socially responsible, appear to have served disadvantaged groups more than private banks on some measures and for some services. However, their role varies by type of service, and in the case of some services, public banks in fact may have better served the better-off groups. At the level of individuals, the most important determinants of access to financial services are socio-economic characteristics such a income, wealth, and education. This may signify that in the presence of asymmetric information, access to such services depends critically on client information, and such characteristics provide a proxy for creditworthiness

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Título:
Assessing financial access in Brazil / Anjali Kumar [and others]
Editorial:
Washington, D.C. : World Bank, ©2005
Descripción física:
1 online resource (v, 80 pages) : illustrations
Mención de serie:
World Bank working paper ; no. 50
Bibliografía:
Includes bibliographical references (pages 79-80)
Contenido:
Introduction -- The supply of bank services: branches and service points -- Users of financial services: a survey of urban individuals -- Analysis of survey results: what explains access? -- Summary of findings and policy implications
Restricciones de acceso:
Use copy. Restrictions unspecified star. MiAaHDL
Detalles del sistema:
Master and use copy. Digital master created according to Benchmark for Faithful Digital Reproductions of Monographs and Serials, Version 1. Digital Library Federation, December 2002. http://purl.oclc.org/DLF/benchrepro0212 MiAaHDL
Nota de acción:
digitized 2010 HathiTrust Digital Library committed to preserve pda MiAaHDL
Copyright/Depósito Legal:
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ISBN:
0821361325 ( eISBN)
9780821361320 ( eISBN)
9780821361313
0821361317
1417593776 ( electronic bk.)
9781417593774 ( electronic bk.)
1280145323
9781280145322
6610145326
9786610145324
0821361317
Materia:
Materia Geográfica:
Brazil.
Brésil.
Autores:
Enlace a formato físico adicional:
Print version: Assessing financial access in Brazil., Washington, D.C. : World Bank, ©2005 (DLC) 2005298592
Punto acceso adicional serie-Título:
World Bank working paper ; no. 50. 1726-5878

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